Make Sure You Get Covered With a Motor Trade Insurance Policy

If you are involved with working with cars in any capacity then you should make sure that you are properly covered to do so. Whether you are cleaning cars, selling them or fixing them, it is important that you take out a motor trade insurance policy. If you decide that you want to risk it without one then you may live to regret it later on.

You may be the most considerate driver or the most delicate valeter around but there is always the chance that an accident can happen. Say for example you are a mechanic and somebody drops off their car for repair with you. As soon as they hand the car over, you are responsible for it and anything that happens to it will ultimately be down to you to sort out. If there is a bump or a scratch when you are moving the car around the garage, you will need a traders policy to cover you for this. Likewise, if you are a car tradesman then there is a good chance you will want people to be able to take vehicles out for a test drive. Demonstration cover can be added to a traders policy which will allow your potential customers to test drive the car they want to buy.

Many people are under the impression that they will be covered for business use by their regular policy. However, in the event of you having to make a claim, if your provider finds out that you have been using your domestic car for business use then they will not pay out. It is therefore vitally important that you ensure you have the correct motor trade insurance cover if you are working with cars in any way. If you don’t do this you could end up with a financial headache if you need to claim.

Written by E-Commerce Manager of Think Insurance, Chris Roche. For more information on motor trade insurance , business insurance or buy to let insurance take a look at our site and give us a call for a cheap traders insurance quote.

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